When can I join or change a Medicare Advantage plan in Austin?

The Annual Enrollment Period runs October 15 to December 7, with changes effective January 1. If you're already in a Medicare Advantage plan, the Medicare Advantage Open Enrollment Period from January 1 to March 31 allows one change. You can also enroll during your Initial Enrollment Period or a qualifying Special Enrollment Period.

Are Medicare Advantage plans the same in Travis and Williamson counties?

Not necessarily. Plans are approved by county, so availability, networks, and benefits can differ between neighboring Austin-area counties.

Can I meet with an agent in person in Austin?

Yes. RGI Group's office is at 5900 Balcones Drive in Austin. We also meet by phone or video in English or Spanish.

Is Medicare Advantage right for everyone?

No. Some people prefer Original Medicare with a Medicare Supplement and a Part D plan. We explain both approaches so you can decide what fits your needs.

Medicare Advantage plans in Austin, TX

Medicare Advantage (Part C) plans are offered by private companies approved by Medicare, and the plans available depend on your county. For Austin-area beneficiaries that usually means comparing plans in Travis, Williamson, or Hays County. RGI Group helps you review the Medicare Advantage plans we represent in your area against your doctors, prescriptions, and travel habits.

Your county determines your plan choices

Medicare Advantage service areas are set county by county. Someone in central Austin (Travis County) and someone in Round Rock or Georgetown (Williamson County) may see different plan lists. If you are moving within the Austin area, confirm whether your new address is in a different county — a move out of a plan's service area can open a Special Enrollment Period.

Checking doctors and hospitals across the metro

Many Austin retirees see a primary care doctor near home and specialists elsewhere in the metro. Before enrolling, confirm each doctor and facility directly with the plan and the provider's office, and ask whether the plan is an HMO or PPO, whether referrals are needed, and how out-of-network care is handled.

Is each of my doctors in network for the coming plan year?
Do I need a referral to see a specialist?
How are my current prescriptions covered, and at which pharmacies?
What happens if I need care while visiting family outside Central Texas?

State and school retirees: check before you change

Austin is home to many former State of Texas and public school employees. If you have retiree health coverage through ERS or TRS, ask your plan administrator how it works with Medicare before enrolling in an individual Medicare Advantage plan, because changing coverage can affect retiree benefits.

Comparing total costs, not just premiums

A low or $0 monthly premium does not tell the whole story. We review copays, the plan's yearly out-of-pocket maximum, drug coverage, and any extra benefits with you, so you can compare the plans we represent based on how you actually use care.

How enrollment works

Confirm you have Medicare Parts A and B and know your Austin-area county.
List your doctors, prescriptions, and preferred pharmacy.
Compare the Medicare Advantage plans we represent in your county with an RGI agent.
Enroll during a valid election period and review your plan each fall during the Annual Enrollment Period.

Frequently asked questions

When can I join or change a Medicare Advantage plan in Austin? The Annual Enrollment Period runs October 15 to December 7, with changes effective January 1. If you're already in a Medicare Advantage plan, the Medicare Advantage Open Enrollment Period from January 1 to March 31 allows one change. You can also enroll during your Initial Enrollment Period or a qualifying Special Enrollment Period.
Are Medicare Advantage plans the same in Travis and Williamson counties? Not necessarily. Plans are approved by county, so availability, networks, and benefits can differ between neighboring Austin-area counties.
Can I meet with an agent in person in Austin? Yes. RGI Group's office is at 5900 Balcones Drive in Austin. We also meet by phone or video in English or Spanish.
Is Medicare Advantage right for everyone? No. Some people prefer Original Medicare with a Medicare Supplement and a Part D plan. We explain both approaches so you can decide what fits your needs.

Compare Austin-area Medicare Advantage plans

Share your county, doctors, and prescriptions, and a licensed agent will review the plans we represent where you live.

Talk with a licensed Texas agent

Call 346-888-0811. Office: 5900 Balcones Drive, Ste 100, Austin, TX 78731. Monday–Sunday, 8:00 AM–11:00 PM. Licensed in Texas. Guidance available in English and Spanish.