Does RGI Group have an office in Lakeway?

No. Our office is in Austin, and Lakeway-area clients are typically served by phone or virtual appointment, with in-person meetings available by request.

Is the Part B giveback available to every Lakeway resident?

No. It depends on whether a specific plan in your service area includes it that year, and you must pay your own Part B premium to potentially benefit. It is never guaranteed.

Can I keep seeing my Austin-based specialists under a Medicare Advantage plan from Lakeway?

It depends on the plan's network. Many Travis County plans include Austin providers, but your specific specialist should be confirmed as in-network before you enroll.

Medicare plans in Lakeway, Texas

Lakeway sits on the shores of Lake Travis in Travis County, west of Austin, and has long attracted retirees drawn to its lake communities and golf courses. Even so, Medicare Advantage and Part D availability depend on the Travis County service area rather than on Lakeway's lakeside reputation. RGI Group is a licensed independent Texas insurance agency helping Lakeway residents compare Medicare coverage by phone or virtual appointment, in English or Spanish.

Travis County service areas for Lakeway retirees

Lakeway is part of Travis County, and as a well-established retiree destination, many residents here are already enrolled in some form of Medicare and comparing changes rather than enrolling for the first time. Even longtime Lakeway residents should re-check their plan's service area each year, since coverage details can shift from one plan year to the next.

The 2027 AEP for Lakeway households

The 2027 Annual Enrollment Period runs October 15 through December 7, 2026, and is the window for most Lakeway residents to review or change Medicare Advantage, Medicare Supplement, or Part D coverage for the year ahead. It is separate from the Initial Enrollment Period around turning 65 and from the Medicare Advantage Open Enrollment Period available each January through March only to current Medicare Advantage members.

Medicare Advantage considerations for a west Austin lake community

Lakeway residents often travel into central Austin for specialty care, so a Medicare Advantage plan's network strength in Travis County overall matters more than whether it lists providers specifically in Lakeway. Checking referral requirements and confirming your cardiologist, oncologist, or other specialist is in-network can prevent surprises partway through the plan year.

Turning 65 while living in Lakeway

Your Initial Enrollment Period covers the three months before your 65th birthday month, that month, and the three months after. For residents who relocated to Lakeway from out of state in retirement, it's worth confirming how any existing coverage interacts with Medicare enrollment timing, since the rules depend on your specific prior coverage.

Dental, vision, and Part D for Lakeway residents

Routine dental and vision care are generally not covered under Original Medicare, while some Medicare Advantage plans include limited routine benefits under their own rules and networks. Part D coverage varies by plan in both formulary and pharmacy network, so reviewing your prescriptions against a plan's actual drug list is an important step before AEP decisions are finalized.

Confirm whether your Lakeway-area pharmacy is in a plan's preferred network
Review formulary tiers for any specialty or brand-name medications
Compare routine dental and vision limits across plan options, if offered

A clear-eyed view of the Part B giveback in Lakeway

Some Medicare Advantage plans in some Travis County service areas include a Part B premium reduction, but it is not offered by every plan and is not guaranteed year to year. To potentially benefit, you must have Part A and Part B and pay your own Part B premium; if Medicaid or a state program already covers that premium, this feature generally will not apply.

Questions to ask before choosing a plan

Which Medicare Advantage plans serving Travis County include the specialists I see in Austin?
Has my current plan's service area or network changed for the coming plan year?
Is my Lakeway pharmacy preferred under this plan's Part D coverage?
If I moved to Lakeway from another state, how does my prior coverage affect my Medicare enrollment timing?

Frequently asked questions

Does RGI Group have an office in Lakeway? No. Our office is in Austin, and Lakeway-area clients are typically served by phone or virtual appointment, with in-person meetings available by request.
Is the Part B giveback available to every Lakeway resident? No. It depends on whether a specific plan in your service area includes it that year, and you must pay your own Part B premium to potentially benefit. It is never guaranteed.
Can I keep seeing my Austin-based specialists under a Medicare Advantage plan from Lakeway? It depends on the plan's network. Many Travis County plans include Austin providers, but your specific specialist should be confirmed as in-network before you enroll.

Important notice

Plan availability, benefits, and any Part B premium reduction vary by county, plan, and individual circumstances. The Annual Enrollment Period (Oct 15 – Dec 7, 2026) is different from your Initial Enrollment Period around your 65th birthday.
We do not offer every plan available in your area. We are not affiliated with or endorsed by the U.S. government or the federal Medicare program. Any information we provide is limited to the plans we offer in your area. To find all of your options, contact Medicare.gov, 1-800-MEDICARE, or the Texas Health Information, Counseling and Advocacy Program (HICAP).

Talk with a licensed Texas agent

Call 346-888-0811. Office: 5900 Balcones Drive, Ste 100, Austin, TX 78731. Monday–Sunday, 8:00 AM–11:00 PM. Licensed in Texas. Guidance available in English and Spanish.