Does RGI Group have an office in Buda?

No. Our one office is in Austin, and Buda-area clients are served by phone or virtual appointment, with in-person meetings available by request.

Is the 2027 AEP the same as my Initial Enrollment Period when I turn 65?

No. The 2027 Annual Enrollment Period runs October 15 through December 7, 2026, for anyone wanting to make a change. Turning 65 triggers a separate seven-month Initial Enrollment Period tied to your birthday month.

Will a Medicare Advantage plan cover me if I see specialists in Austin?

It depends on the plan's network. Some plans contracted in Hays County also include Austin-area providers, but this varies, so it should be confirmed for your specific doctors before you enroll.

Medicare plans in Buda, Texas

Buda sits in Hays County along the I-35 corridor south of Austin, a stretch that has drawn a steady wave of new residents and retirees to its master-planned neighborhoods. Medicare Advantage, Medicare Supplement, and Part D availability here are tied to Hays County service areas rather than to Buda's city limits. RGI Group is a licensed independent Texas insurance agency that helps Buda-area beneficiaries compare coverage by phone or virtual appointment, in English or Spanish, with no office visit required.

Hays County service areas for Buda residents

Buda falls entirely within Hays County, which simplifies confirming your service area compared with cities that straddle a county line. Even so, plan networks and drug formularies are built county by county, so a Hays County address should always be checked against the specific plan you are considering rather than assumed from a neighbor's experience.

The 2027 Annual Enrollment Period for Buda

The 2027 Medicare Annual Enrollment Period runs October 15 through December 7, 2026, and any changes you make generally start January 1, 2027. This is different from the Initial Enrollment Period tied to turning 65, and it is also separate from the Medicare Advantage Open Enrollment Period each January through March, which is only open to people already enrolled in a Medicare Advantage plan.

Medicare Advantage and the drive north to Austin

Many Buda residents already travel north on I-35 for specialty appointments, and that pattern matters when comparing Medicare Advantage networks, since a plan's contracted providers may sit mostly in Austin rather than in Hays County. Checking whether your preferred specialists are in-network, and whether referrals are required, is worth doing before you commit to a plan year.

Turning 65 in Buda

Your Initial Enrollment Period is the seven-month window built around your 65th birthday month, and it runs independently of the AEP. If you or a spouse are still working and covered by an employer plan at 65, ask how that coverage coordinates with Medicare so you can time your Part B enrollment correctly and avoid gaps.

Dental, vision, and prescription coverage near Buda

Original Medicare generally does not include routine dental or vision care, while some Medicare Advantage plans offer limited routine benefits subject to plan rules and networks. Part D formularies and pharmacy networks vary by plan and can change from year to year, so it helps to review your actual medications and preferred pharmacy before enrolling.

Ask whether your current pharmacy is preferred under a plan's drug coverage
Compare formulary tiers for each medication you take regularly
Ask how standalone dental or vision coverage compares with a plan's built-in benefits

A realistic look at the Part B giveback

Some Medicare Advantage plans in some service areas include a reduction toward the Part B premium, but this is not guaranteed in Hays County and depends on the specific plan offered there in a given year. You must have Part A and Part B and pay your own Part B premium to potentially benefit, and if a state program already pays that premium for you, this feature typically does not apply.

Questions to ask before choosing a plan

Which Medicare Advantage plans list Hays County in their service area for 2027?
Are my current Austin or Buda-area doctors in-network for the plan I'm considering?
Is my pharmacy in Buda considered preferred under this plan's Part D coverage?
If I'm turning 65, does my employer coverage change how I should time my Part B enrollment?

Frequently asked questions

Does RGI Group have an office in Buda? No. Our one office is in Austin, and Buda-area clients are served by phone or virtual appointment, with in-person meetings available by request.
Is the 2027 AEP the same as my Initial Enrollment Period when I turn 65? No. The 2027 Annual Enrollment Period runs October 15 through December 7, 2026, for anyone wanting to make a change. Turning 65 triggers a separate seven-month Initial Enrollment Period tied to your birthday month.
Will a Medicare Advantage plan cover me if I see specialists in Austin? It depends on the plan's network. Some plans contracted in Hays County also include Austin-area providers, but this varies, so it should be confirmed for your specific doctors before you enroll.

Important notice

Plan availability, benefits, and any Part B premium reduction vary by county, plan, and individual circumstances. The Annual Enrollment Period (Oct 15 – Dec 7, 2026) is different from your Initial Enrollment Period around your 65th birthday.
We do not offer every plan available in your area. We are not affiliated with or endorsed by the U.S. government or the federal Medicare program. Any information we provide is limited to the plans we offer in your area. To find all of your options, contact Medicare.gov, 1-800-MEDICARE, or the Texas Health Information, Counseling and Advocacy Program (HICAP).

Talk with a licensed Texas agent

Call 346-888-0811. Office: 5900 Balcones Drive, Ste 100, Austin, TX 78731. Monday–Sunday, 8:00 AM–11:00 PM. Licensed in Texas. Guidance available in English and Spanish.