Medicare and Medigap help in Fort Lauderdale, Florida
Broward County draws many retirees who moved from the Northeast and still see doctors or family there part of the year. That makes nationwide access, travel coverage and permanent address key questions. We help Fort Lauderdale residents compare Advantage and Medigap options by phone or video.
Moving your Medicare to Florida
If you recently made Broward your permanent home, a plan from your old state may no longer serve you. A move generally opens a Special Enrollment Period for Advantage and Part D.
Care in Broward and Palm Beach
Many residents see doctors in both counties. Confirm each provider's network status if you are considering an Advantage plan.
Medicare Supplement (Medigap) in Fort Lauderdale
In Florida, your six-month Medigap Open Enrollment Period starts when you are 65 and enrolled in Part B. Medigap works nationwide with Original Medicare, which matters for seasonal residents.
Medicare Advantage and Part D in Broward County
Medicare Advantage and Part D plans are offered by county service area, so options in Fort Lauderdale can differ from neighboring counties. The 2027 Annual Enrollment Period runs October 15 through December 7, 2026; your Initial Enrollment Period around age 65 is separate.
Help with costs
If your income and resources are limited, Florida Medicaid, Medicare Savings Programs or Extra Help with Part D may apply. Eligibility is decided by the state or Social Security, not by an agent.
Questions to ask before you choose
- Is my Fort Lauderdale address in Broward County for plan purposes?
- Are my doctors and pharmacy in the plan's network?
- Does Medigap with Part D or a Medicare Advantage plan fit me better?
- Do I qualify for any program that lowers my costs?
Frequently asked questions
- How long do I have to change plans after moving to Fort Lauderdale? Special Enrollment Period timing depends on when you move and when you tell your plan. Act soon after the move to avoid gaps.
- Does RGI Group have an office in Fort Lauderdale? No. Our only office is in Austin, Texas. Fort Lauderdale residents are served by phone or video by an agent licensed in Florida.
Important notice
- Plan availability and benefits vary by county, plan, and individual circumstances. The Annual Enrollment Period (Oct 15 – Dec 7, 2026) is different from your Initial Enrollment Period around your 65th birthday and from Medigap open enrollment.
- We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (Florida SHINE) to get information on all of your options. We are not affiliated with or endorsed by the U.S. government or the federal Medicare program.
- RGI Group is an independent insurance agency based in Austin, Texas; Rolando Gutierrez is licensed in Florida. We are not Medicare or CMS. Consultations are by phone or video, at no cost and with no obligation. A request is not a confirmed appointment, enrollment, or Medicare permission-to-contact or scope-of-appointment. Do not submit Medicare or Social Security numbers or medical details.
Talk with a licensed Texas agent
Call 346-888-0811. Office: 5900 Balcones Drive, Ste 100, Austin, TX 78731. Monday–Sunday, 8:00 AM–11:00 PM. Licensed in Texas. Guidance available in English and Spanish.