Medicare and Medigap help in Allentown, Pennsylvania

Allentown is part of the Lehigh Valley, which spans Lehigh and Northampton counties, and has a large Spanish-speaking community. Many residents also commute toward Philadelphia or New Jersey for work or care. We help Lehigh Valley residents compare Medicare options in Spanish or English by phone or video.

Lehigh and Northampton counties

Allentown and Bethlehem straddle county lines. Your residential county decides your Advantage and Part D plan list.

Working past 65

If you are still covered by an employer plan through active work, you may be able to delay Part B and enroll later without a penalty. Confirm employer size and coverage rules first.

Medicare Supplement (Medigap) in Allentown

In Pennsylvania, your six-month Medigap Open Enrollment Period starts when you are 65 and enrolled in Part B. Ask each company whether it prices by issue age, attained age or community rating.

Medicare Advantage and Part D in Lehigh County

Medicare Advantage and Part D plans are offered by county service area, so options in Allentown can differ from neighboring counties. The 2027 Annual Enrollment Period runs October 15 through December 7, 2026; your Initial Enrollment Period around age 65 is separate.

Help with costs

Pennsylvania's PACE and PACENET programs, Medical Assistance, Medicare Savings Programs and Extra Help may lower costs for eligible residents. The state or Social Security decides eligibility, not an agent.

Questions to ask before you choose

  • Is my Allentown address in Lehigh County for plan purposes?
  • Are my doctors and pharmacy in the plan's network?
  • Does Medigap with Part D or a Medicare Advantage plan fit me better?
  • Do I qualify for any program that lowers my costs?

Frequently asked questions

  • Can I delay Part B if I'm still working in Allentown? Often yes, if you have group coverage through current employment. Rules depend on employer size, so review them before declining Part B.
  • Does RGI Group have an office in Allentown? No. Our only office is in Austin, Texas. Allentown residents are served by phone or video by an agent licensed in Pennsylvania.

Important notice

  • Plan availability and benefits vary by county, plan, and individual circumstances. The Annual Enrollment Period (Oct 15 – Dec 7, 2026) is different from your Initial Enrollment Period around your 65th birthday and from Medigap open enrollment.
  • We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (PA MEDI) to get information on all of your options. We are not affiliated with or endorsed by the U.S. government or the federal Medicare program.
  • RGI Group is an independent insurance agency based in Austin, Texas; Rolando Gutierrez is licensed in Pennsylvania. We are not Medicare or CMS. Consultations are by phone or video, at no cost and with no obligation. A request is not a confirmed appointment, enrollment, or Medicare permission-to-contact or scope-of-appointment. Do not submit Medicare or Social Security numbers or medical details.

Talk with a licensed Texas agent

Call 346-888-0811. Office: 5900 Balcones Drive, Ste 100, Austin, TX 78731. Monday–Sunday, 8:00 AM–11:00 PM. Licensed in Texas. Guidance available in English and Spanish.