Medicare and Medigap help in Lancaster, Pennsylvania

Lancaster County mixes a growing city, retirement communities and rural townships, so drive times to specialists can vary a lot. Many retirees move here from other states and need to update coverage after the move. We help Lancaster residents compare Medicare choices by phone or video, in English or Spanish.

Moving to a Lancaster retirement community

If you moved here from another state, your old Advantage or Part D plan may not serve Lancaster County. A move generally opens a Special Enrollment Period.

Rural townships and travel

Check how far in-network providers are from your home before choosing a plan based on a city-center network.

Medicare Supplement (Medigap) in Lancaster

In Pennsylvania, your six-month Medigap Open Enrollment Period starts when you are 65 and enrolled in Part B. Ask each company whether it prices by issue age, attained age or community rating.

Medicare Advantage and Part D in Lancaster County

Medicare Advantage and Part D plans are offered by county service area, so options in Lancaster can differ from neighboring counties. The 2027 Annual Enrollment Period runs October 15 through December 7, 2026; your Initial Enrollment Period around age 65 is separate.

Help with costs

Pennsylvania's PACE and PACENET programs, Medical Assistance, Medicare Savings Programs and Extra Help may lower costs for eligible residents. The state or Social Security decides eligibility, not an agent.

Questions to ask before you choose

  • Is my Lancaster address in Lancaster County for plan purposes?
  • Are my doctors and pharmacy in the plan's network?
  • Does Medigap with Part D or a Medicare Advantage plan fit me better?
  • Do I qualify for any program that lowers my costs?

Frequently asked questions

  • Do I need a new Medicare plan after moving to Lancaster? If your current Advantage or Part D plan does not serve Lancaster County, yes. Original Medicare and Medigap generally continue after a move.
  • Does RGI Group have an office in Lancaster? No. Our only office is in Austin, Texas. Lancaster residents are served by phone or video by an agent licensed in Pennsylvania.

Important notice

  • Plan availability and benefits vary by county, plan, and individual circumstances. The Annual Enrollment Period (Oct 15 – Dec 7, 2026) is different from your Initial Enrollment Period around your 65th birthday and from Medigap open enrollment.
  • We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (PA MEDI) to get information on all of your options. We are not affiliated with or endorsed by the U.S. government or the federal Medicare program.
  • RGI Group is an independent insurance agency based in Austin, Texas; Rolando Gutierrez is licensed in Pennsylvania. We are not Medicare or CMS. Consultations are by phone or video, at no cost and with no obligation. A request is not a confirmed appointment, enrollment, or Medicare permission-to-contact or scope-of-appointment. Do not submit Medicare or Social Security numbers or medical details.

Talk with a licensed Texas agent

Call 346-888-0811. Office: 5900 Balcones Drive, Ste 100, Austin, TX 78731. Monday–Sunday, 8:00 AM–11:00 PM. Licensed in Texas. Guidance available in English and Spanish.